BAY aREA REAL ESTATE tEAM 

​1310 Portsmouth St. Oakley, CA 94561 us | +1.925-628-8388

​First Time Home Buyer Program

Dear Home Buyers,

We found a way to get people into their first home with low money down. We get you FREE money called a grant, which you do not have to pay back. All you need to do is answer a few pre-qualifying questions, which we listed below. If you answered yes to all of these questions, call us.

  • Have you been at your job for at least 2 years or at least in the same industry for 2 years?
  • Do you have W2s for 2 years ?
  • Do you make somewhere between 75k and 110k a year by yourself or combined with another person?
  • Do you have a credit score of at least 660?
  • Do you have at least 4k in your bank account to use for the earnest money deposit for the down payment?

This is a real program that we have used to help real people just like you. Click on this link to read about some of the people who used one of our first time buyer programs to buy their home: http://www.clstevensrealty.com/success-stories.html

Not all homes qualify to be used with this program. Most do, but some do not. However, our team knows what to look for when shopping for homes. We also look for things that can make home owners' insurance go up or down depending on the condition of the home. We have the experience to get you the great deal and the great home!


If you're looking for a great first time home buyer program and a great realtor, contact the CL Stevens Team today!

1310 Portsmouth Street

Oakley, CA 94561


Phone: (925)-628-8388

Email: clstevens@sbcglobal.net